City of Pittsburgh Data

Mayor Bill Peduto presides over a city of 300,000 people, 71,000 of whom are African American (23.7%). Over the last decade (2010 to 2020), Pittsburgh’s African American population declined by more than 8,500—that’s 11% fewer Black residents.

Meanwhile, between 2007 and 2020, more than 900 financial institutions approved $11.8 billion dollars in home mortgage loans in Pittsburgh neighborhoods, but the lending was distributed unevenly. Financial institutions approved $11 billion of all loan dollars (93.2%) in the city’s 54 non minority neighborhoods, but only approved $807 million (6.8%) in minority communities. 

Lenders approved just 3.5% of all loan dollars in Pittsburgh to African Americans in thirteen years. There were 551 financial institutions which did not make one loan to an African American  in 13 years. 

Financial institutions approved $11 billion of all loan dollars (93.2%) in the city’s 54 non minority neighborhoods, but only approved $807 million (6.8%) in minority communities. 

On the public side, the funding picture was far different. In ten years, 2010 to 2020, only  $3.4 billion was allocated to Pittsburgh , a fraction of the bank investment in the city. In the city’s minority neighborhoods, 55% of all investment was public; whereas, in the city’s non minority neighborhoods, just 8% of investment came from public sources.

Over the past decade, the city attracted $3.4 billion in investment, but most of it went to minority neighborhoods, while the wealth-building private dollars went to non-minority communities.

private bank financing:

$11,811,701,000.00

$11.8 billion

public funding:

$3,402,149,120.00

$3.4 billion

total combined public & private funding:

$15,213,850,120.00

$15.2 billion

Table 11. Public Agency Operating Budgets, 2010-2020

Year

City of Pittsburgh Departmental Operating Budget

URA Operating Expenses*

Pittsburgh Public Schools General Fund Expenditures**

HACP Operating
Budgets

Total, Four Public Agencies, 2010-2020

2010

$438,246,073

$10,627,252

$515,947,013

$166,113,263

$1,130,933,601

2011

$447,219,329

$10,752,207

$528,021,608

$137,787,099

$1,123,780,243

2012

$446,458,409

$11,008,738

$518,047,976

$158,087,287

$1,133,602,409

2013

$462,356,968

$9,800,000

$498,674,795

$148,104,917

$1,118,936,680

2014

$471,645,604

$9,950,000

$527,396,183

$173,582,125

$1,182,573,913

2015

$495,021,730

$10,000,000

$548,182,466

$164,416,804

$1,217,621,001

2016

$501,021,570

$10,100,000

$571,237,388

$194,186,900

$1,276,545,858

2017

$513,997,146

$11,000,000

$598,300,361

$161,101,101

$1,284,398,608

2018

$535,246,237

$11,100,000

$629,198,413

$165,101,450

$1,340,646,100

2019

$553,501,922

$12,991,000

$648,173,759

$175,967,983

$1,390,634,664

2020

$608,100,046

$12,000,000

$667,314,155

$168,969,250

$1,456,383,451

Totals

$5,472,815,034

$119,329,197

$6,250,494,117

$1,813,418,179

$13,656,056,528

* Estimates for 2013-2020, except 2019.
** Projected for 2020.

Table 6: Public Funds Disbursements by All Public Agencies, 2010-2020

Public Agency

Amount

Total Housing Units Created, Preserved, or Rehabilitated / Bank Loans

PHFA

$240,538,932

3,527

HACP

$585,418,340

7,839

URA

$2,426,065,009

14,447

CDBG-Non-Housing Specific

$150,126,838

N/A

Total Public Funding

$3,402,149,119

25,813

Total Bank Lending

$11,811,701,000

71,243

Table 4. Bank Lending in Pittsburgh by Race, 2007-2019

Racial Category

2015 Population

% of Total

Total Loans

% of Total

Total Loan $

% of Total

Average Loan Size

53,406

64.6%

White

204,671

66.2%

75.0%

$7,627,360,000

$142,818

Race Missing

10,389

14.6%

$3,327,816,000

28.2%

$320,321

African American

76,397

24.7%

5,116

7.2%

$417,224,000

3.5%

$81,553

Asian Americans

16,317

5.3%

2,084

2.9%

$$411,290,000

3.5%

$197,356

152

0.1%

American Indian/Alaska Native

559

0.2%

0.2%

$17,563,000

$115,546

Hawaiian/Pacific Islander

84

0.0%

96

0.1%

$10,448,000

0.1%

$108,833

Some other race + two or more races

11,299

3.7%

Total Minority Population

104,656

33.8%

71,243

100%

City Total

309,327

100%

100%

$11,811,701,000

$165,795

Table 2. Comparative Public and Private Investment in Pittsburgh’s Minority and Non-Minority Neighborhoods, 2007-2020

Neighborhood

Total Bank Loan $

Total Public $

Total Public and Private $

% Bank Loan $

% Public $

$807,477,000

$1,006,735,353

$1,814,212,353

45%

55%

Total Minority Neighborhoods

Total Non-Minority Neighborhoods

$11,004,224,000

$971,580,427

$11,975,804,427

92%

8%

Subtotal

$11,811,701,000

$1,978,315,780

Multiple or Unknown Neighborhoods

$1,423,833,339

Total

$11,811,701,000

$3,402,149,119

$15,213,850,119

78%

22%

Table 13. Public and Private Investment in Pittsburgh Neighborhoods, 2007-2020, Ranked by Total Public and Private Dollars

No.

Neighborhood

City Council District

Total Bank Loan $

Total Public $

Total Public and Private $

% Bank Loan $

% Public $

Squirrel Hill South

5

$1,045,706,000

$83,743,701

$1,129,449,701

92.6%

7.4%

1

2

Shadyside

8

$1,054,017,000

$26,933,104

$1,080,950,104

97.5%

2.5%

3

Squirrel Hill North

8

$956,579,000

$807,500

$957,386,500

99.9%

0.1%

4

South Side Flats

3

$532,039,000

$113,843,560

$645,882,560

82.4%

17.6%

Central Business District

6

$380,999,000

$222,850,112

$603,849,112

63.1%

36.9%

5

6

Point Breeze

8

$595,853,000

$1,340,000

$597,193,000

99.8%

0.2%

East Liberty

9

$186,588,000

$331,650,370

$518,238,370

36.0%

64.0%

7

8

Highland Park

7

$463,237,000

$19,261,500

$482,498,500

96.0%

4.0%

Brookline

4

$419,070,000

$7,500

$419,077,500

100.0%

0.0%

9

10

Strip District

7

$318,499,000

$69,258,337

$387,757,337

82.1%

17.9%

Central Lawrence-ville

7

$359,367,000

$14,111,147

$373,478,147

96.2%

3.8%

11

12

Mount Washigton

2

$368,518,000

$4,919,301

$373,437,301

98.7%

1.3%

Bloomfield

7

$327,000,000

$2,568,771

$329,568,771

99.2%

0.8%

13

14

Lower Lawrence-ville

7

$231,598,000

$43,280,891

$274,878,891

84.3%

15.7%

Greenfield

5

$272,784,000

$233,081

$273,017,081

99.9%

0.1%

15

16

Central Northside

1

$218,797,000

$34,800,008

$253,597,008

86.3%

13.7%

Crawford-Roberts

6

$50,621,000

$184,446,665

$235,067,665

21.5%

78.5%

17

18

Brighton Heights

1

$230,032,000

$1,562,076

$231,594,076

99.3%

0.7%

North Oakland

8

$192,155,000

$13,365,001

$205,520,001

93.5%

6.5%

19

Larimer

20

9

$66,367,000

$122,165,606

$188,532,606

35.2%

64.8%

South Side Slops

3

$178,558,000

$250,001

$178,808,001

99.9%

0.1%

21

22

Hazelwood,Hays, GlenHazel

5

$49,699,000

$128,394,093

$178,093,093

27.9%

72.1%

Stanton Heights

7

$170,962,000

$4,205,913

$175,167,913

97.6%

2.4%

23

24

Westwood, Ridgemont

2

$166,024,000

$2,000,000

$168,024,000

98.8%

1.2%

Beechview

4

$147,946,000

$9,280,986

$157,226,986

94.1%

5.9%

25

26

Middle Hill

6

$8,562,000

$144,578,932

$153,140,932

5.6%

94.4%

Duquesne Heights

2

$152,502,000

$0

$152,502,000

100.0%

0.0%

27

Carrick

28

4

$144,042,000

$2,841,972

$146,883,972

98.1%

1.9%

Morningside

7

$142,398,000

$2,950,000

$145,348,000

98.0%

2.0%

29

30

Troy Hill

1

$140,852,000

$2,276,100

$143,128,100

98.4%

1.6%

East Allegheny, North Shore

1

$128,594,000

$10,690,311

$139,284,311

92.3%

7.7%

31

32

Upper Lawrence-ville

7

$132,896,000

$4,004,894

$136,900,894

97.1%

2.9%

Banksville

2

$134,547,000

$0

$134,547,000

100.0%

0.0%

33

34

AlleghenyWest, Allegheny Center

1

$129,363,000

$4,336,657

$133,699,657

96.8%

3.2%

Friendship

7

$123,157,000

$865,000

$124,022,000

99.3%

0.7%

35

Point Breeze North

36

9

$80,025,000

$32,953,221

$112,978,221

70.8%

29.2%

Perry North

1

$106,226,000

$1,629,366

$107,855,366

98.5%

1.5%

37

38

South Oakland

3

$79,955,000

$13,438,720

$93,393,720

85.6%

14.4%

Central Oakland

6

$87,690,000

$430,000

$88,120,000