City of Pittsburgh Data
Mayor Bill Peduto presides over a city of 300,000 people, 71,000 of whom are African American (23.7%). Over the last decade (2010 to 2020), Pittsburgh’s African American population declined by more than 8,500—that’s 11% fewer Black residents.
Meanwhile, between 2007 and 2020, more than 900 financial institutions approved $11.8 billion dollars in home mortgage loans in Pittsburgh neighborhoods, but the lending was distributed unevenly. Financial institutions approved $11 billion of all loan dollars (93.2%) in the city’s 54 non minority neighborhoods, but only approved $807 million (6.8%) in minority communities.
Lenders approved just 3.5% of all loan dollars in Pittsburgh to African Americans in thirteen years. There were 551 financial institutions which did not make one loan to an African American in 13 years.
Financial institutions approved $11 billion of all loan dollars (93.2%) in the city’s 54 non minority neighborhoods, but only approved $807 million (6.8%) in minority communities.
On the public side, the funding picture was far different. In ten years, 2010 to 2020, only $3.4 billion was allocated to Pittsburgh , a fraction of the bank investment in the city. In the city’s minority neighborhoods, 55% of all investment was public; whereas, in the city’s non minority neighborhoods, just 8% of investment came from public sources.
Over the past decade, the city attracted $3.4 billion in investment, but most of it went to minority neighborhoods, while the wealth-building private dollars went to non-minority communities.
private bank financing:
$11,811,701,000.00
$11.8 billion
public funding:
$3,402,149,120.00
$3.4 billion
total combined public & private funding:
$15,213,850,120.00
$15.2 billion
Table 11. Public Agency Operating Budgets, 2010-2020
Year
City of Pittsburgh Departmental Operating Budget
URA Operating Expenses*
Pittsburgh Public Schools General Fund Expenditures**
HACP Operating
Budgets
Total, Four Public Agencies, 2010-2020
2010
$438,246,073
$10,627,252
$515,947,013
$166,113,263
$1,130,933,601
2011
$447,219,329
$10,752,207
$528,021,608
$137,787,099
$1,123,780,243
2012
$446,458,409
$11,008,738
$518,047,976
$158,087,287
$1,133,602,409
2013
$462,356,968
$9,800,000
$498,674,795
$148,104,917
$1,118,936,680
2014
$471,645,604
$9,950,000
$527,396,183
$173,582,125
$1,182,573,913
2015
$495,021,730
$10,000,000
$548,182,466
$164,416,804
$1,217,621,001
2016
$501,021,570
$10,100,000
$571,237,388
$194,186,900
$1,276,545,858
2017
$513,997,146
$11,000,000
$598,300,361
$161,101,101
$1,284,398,608
2018
$535,246,237
$11,100,000
$629,198,413
$165,101,450
$1,340,646,100
2019
$553,501,922
$12,991,000
$648,173,759
$175,967,983
$1,390,634,664
2020
$608,100,046
$12,000,000
$667,314,155
$168,969,250
$1,456,383,451
Totals
$5,472,815,034
$119,329,197
$6,250,494,117
$1,813,418,179
$13,656,056,528
* Estimates for 2013-2020, except 2019.
** Projected for 2020.
Table 6: Public Funds Disbursements by All Public Agencies, 2010-2020
Public Agency
Amount
Total Housing Units Created, Preserved, or Rehabilitated / Bank Loans
PHFA
$240,538,932
3,527
HACP
$585,418,340
7,839
URA
$2,426,065,009
14,447
CDBG-Non-Housing Specific
$150,126,838
N/A
Total Public Funding
$3,402,149,119
25,813
Total Bank Lending
$11,811,701,000
71,243
Table 4. Bank Lending in Pittsburgh by Race, 2007-2019
Racial Category
2015 Population
% of Total
Total Loans
% of Total
Total Loan $
% of Total
Average Loan Size
White
204,671
66.2%
75.0%
$7,627,360,000
$142,818
Race Missing
10,389
14.6%
$3,327,816,000
28.2%
$320,321
African American
76,397
24.7%
5,116
7.2%
$417,224,000
3.5%
$81,553
Asian Americans
16,317
5.3%
2,084
2.9%
$$411,290,000
3.5%
$197,356
American Indian/Alaska Native
559
0.2%
0.2%
$17,563,000
$115,546
Hawaiian/Pacific Islander
84
0.0%
96
0.1%
$10,448,000
0.1%
$108,833
Some other race + two or more races
11,299
3.7%
Total Minority Population
104,656
33.8%
City Total
309,327
100%
100%
$11,811,701,000
$165,795
Table 2. Comparative Public and Private Investment in Pittsburgh’s Minority and Non-Minority Neighborhoods, 2007-2020
Neighborhood
Total Bank Loan $
Total Public $
Total Public and Private $
% Bank Loan $
% Public $
$807,477,000
$1,006,735,353
$1,814,212,353
45%
55%
Total Minority Neighborhoods
Total Non-Minority Neighborhoods
$11,004,224,000
$971,580,427
$11,975,804,427
92%
8%
Subtotal
$11,811,701,000
$1,978,315,780
Multiple or Unknown Neighborhoods
$1,423,833,339
Total
$11,811,701,000
$3,402,149,119
$15,213,850,119
78%
22%
Table 13. Public and Private Investment in Pittsburgh Neighborhoods, 2007-2020, Ranked by Total Public and Private Dollars
No.
Neighborhood
City Council District
Total Bank Loan $
Total Public $
Total Public and Private $
% Bank Loan $
% Public $
Squirrel Hill South
5
$1,045,706,000
$83,743,701
$1,129,449,701
92.6%
7.4%
1
2
Shadyside
8
$1,054,017,000
$26,933,104
$1,080,950,104
97.5%
2.5%
3
Squirrel Hill North
8
$956,579,000
$807,500
$957,386,500
99.9%
0.1%
4
South Side Flats
3
$532,039,000
$113,843,560
$645,882,560
82.4%
17.6%
Central Business District
6
$380,999,000
$222,850,112
$603,849,112
63.1%
36.9%
5
6
Point Breeze
8
$595,853,000
$1,340,000
$597,193,000
99.8%
0.2%
East Liberty
9
$186,588,000
$331,650,370
$518,238,370
36.0%
64.0%
7
8
Highland Park
7
$463,237,000
$19,261,500
$482,498,500
96.0%
4.0%
Brookline
4
$419,070,000
$7,500
$419,077,500
100.0%
0.0%
9
10
Strip District
7
$318,499,000
$69,258,337
$387,757,337
82.1%
17.9%
Central Lawrence-ville
7
$359,367,000
$14,111,147
$373,478,147
96.2%
3.8%
11
12
Mount Washigton
2
$368,518,000
$4,919,301
$373,437,301
98.7%
1.3%
Bloomfield
7
$327,000,000
$2,568,771
$329,568,771
99.2%
0.8%
13
14
Lower Lawrence-ville
7
$231,598,000
$43,280,891
$274,878,891
84.3%
15.7%
Greenfield
5
$272,784,000
$233,081
$273,017,081
99.9%
0.1%
15
16
Central Northside
1
$218,797,000
$34,800,008
$253,597,008
86.3%
13.7%
Crawford-Roberts
6
$50,621,000
$184,446,665
$235,067,665
21.5%
78.5%
17
18
Brighton Heights
1
$230,032,000
$1,562,076
$231,594,076
99.3%
0.7%
North Oakland
8
$192,155,000
$13,365,001
$205,520,001
93.5%
6.5%
19
Larimer
20
9
$66,367,000
$122,165,606
$188,532,606
35.2%
64.8%
South Side Slops
3
$178,558,000
$250,001
$178,808,001
99.9%
0.1%
21
22
Hazelwood,Hays, GlenHazel
5
$49,699,000
$128,394,093
$178,093,093
27.9%
72.1%
Stanton Heights
7
$170,962,000
$4,205,913
$175,167,913
97.6%
2.4%
23
24
Westwood, Ridgemont
2
$166,024,000
$2,000,000
$168,024,000
98.8%
1.2%
Beechview
4
$147,946,000
$9,280,986
$157,226,986
94.1%
5.9%
25
26
Middle Hill
6
$8,562,000
$144,578,932
$153,140,932
5.6%
94.4%
Duquesne Heights
2
$152,502,000
$0
$152,502,000
100.0%
0.0%
27
Carrick
28
4
$144,042,000
$2,841,972
$146,883,972
98.1%
1.9%
Morningside
7
$142,398,000
$2,950,000
$145,348,000
98.0%
2.0%
29
30
Troy Hill
1
$140,852,000
$2,276,100
$143,128,100
98.4%
1.6%
East Allegheny, North Shore
1
$128,594,000
$10,690,311
$139,284,311
92.3%
7.7%
31
32
Upper Lawrence-ville
7
$132,896,000
$4,004,894
$136,900,894
97.1%
2.9%
Banksville
2
$134,547,000
$0
$134,547,000
100.0%
0.0%
33
34
AlleghenyWest, Allegheny Center
1
$129,363,000
$4,336,657
$133,699,657
96.8%
3.2%
Friendship
7
$123,157,000
$865,000
$124,022,000
99.3%
0.7%
35
Point Breeze North
36
9
$80,025,000
$32,953,221
$112,978,221
70.8%
29.2%
Perry North
1
$106,226,000
$1,629,366
$107,855,366
98.5%
1.5%
37
38
South Oakland
3
$79,955,000
$13,438,720
$93,393,720
85.6%
14.4%
Central Oakland
6
$87,690,000
$430,000
$88,120,000
99.5%
0.5%
39
40
Manchester
6
$69,793,000
$16,166,842
$85,959,842
81.2%
18.8%
Overbrook
5
$82,990,000
$110,000
$83,100,000
99.9%
0.1%
41
42
Regent Square
5
$82,976,000
$0
$82,976,000
100.0%
0.0%
Windgap, Chartiers City, Fairywood
2
$61,757,000
$17,107,306
$78,864,306
78.3%
21.7%
43
Garfield
44
9
$57,811,000
$20,065,832
$77,876,832
74.2%
25.8%
Crafton Heights
2
$77,405,000
$25,501
$77,430,501
100.0%
0.0%
45
46
Lincoln Place
5
$74,809,000
$900,001
$75,709,001
98.8%
1.2%
Bluff
6
$30,496,000
$43,053,733
$73,549,733
41.5%
58.5%
47
48
Homewood South
9
$13,369,000
$56,649,077
$70,018,077
19.1%
80.9%
Swisshelm Park
5
$62,349,000
$20,000
$62,369,000
100.0%
0.0%
49
50
Perry South
6
$47,485,000
$11,530,451
$59,015,451
80.5%
19.5%
Sheraden, Esplen
2
$55,636,000
$3,136,801
$58,772,801
94.7%
5.3%
51
New Homestead
52
5
$48,405,000
$0
$48,405,000
100.0%
0.0%
Marshall- Shadeland
1
$42,131,000
$3,256,936
$45,387,936
92.8%
7.2%
53
Polish Hill
54
7
$43,850,000
$1,356,600
$45,206,600
97.0%
3.0%
Upper Hill
6
$41,373,000
$2,209,098
$43,582,098
94.9%
5.1%
55
56
Lincoln- Lemington- Belmar
9
$17,407,000
$25,942,709
$43,349,709
40.2%
59.8%
Northview Heights
1
$846,000
$40,961,547
$41,807,547
2.0%
98.0%
57
58
Fineview
1
$22,645,000
$17,649,062
$40,294,062
56.2%
43.8%
Allentown
3
$25,115,000
$9,534,643
$34,649,643
72.5%
27.5%
59
60
West Oakland
6
$27,603,000
$6,870,000
$34,473,000
80.1%
19.9%
